Good points, Rick
The situation you describe has already played a major role in increasing healthcare costs; firstly, with Insurance companies 'paying' for the healthcare, rather than the consumer. So, people go to the Dr. for every little twinge and upset, because "it MIGHT be something serious, and hey, it doesn't cost me anything to go and get it checked out".
Then, with the Insurance premium being payed for by the employer, you've got further distance between the consumer, (the patient) and the PAYING for the service.
And so, (for instance) the Dr. has incentives to order as many tests as he can justify to the Insurance Company; he gets paid more, for the office visit, based on the # of tests he orders.And the patient has A) no idea what the test is actually FOR, and B) has no incentive to say NO to the test, since they aren't paying for it.
The whole system IS all screwed up, despite talking heads saying the U.S. has "the finest healthcare system in the world". But, Obummercare unaffordable healthcare act will just make it much worse, in SO many ways!
I did see something today, the Obummer admin is trying to 'undo' the work requirements, etc. enacted during Clinton Admin.The whole 'ending Welfare as we know it'. Tommy Thompson is threatening to sue.
Jim
The situation you describe has already played a major role in increasing healthcare costs; firstly, with Insurance companies 'paying' for the healthcare, rather than the consumer. So, people go to the Dr. for every little twinge and upset, because "it MIGHT be something serious, and hey, it doesn't cost me anything to go and get it checked out".
Then, with the Insurance premium being payed for by the employer, you've got further distance between the consumer, (the patient) and the PAYING for the service.
And so, (for instance) the Dr. has incentives to order as many tests as he can justify to the Insurance Company; he gets paid more, for the office visit, based on the # of tests he orders.And the patient has A) no idea what the test is actually FOR, and B) has no incentive to say NO to the test, since they aren't paying for it.
The whole system IS all screwed up, despite talking heads saying the U.S. has "the finest healthcare system in the world". But, Obummercare unaffordable healthcare act will just make it much worse, in SO many ways!
I did see something today, the Obummer admin is trying to 'undo' the work requirements, etc. enacted during Clinton Admin.The whole 'ending Welfare as we know it'. Tommy Thompson is threatening to sue.
Jim
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